Friday, August 31, 2012

Keeping Banks Safer by Avoiding Dreaded Mark-to-Market Bookkeeping


The Mark-to-Market accounting procedure, on which I commented in my recent blogs on financial meltdown, helped cause global damage.

This created havoc among small and large investors in pension and institutional funds, who look to the long-term and are not interested in daily or even weekly pricing. All true investors got run over by this mark-to-market onslaught.

I have always felt that there are two kinds of investors;.traders who need daily quotes which can be unrealistic. And long-term investors who get misled and potentially hurt, if they act on those abhorrent, volatile short-term quotes.

The financial meltdown was certainly an error by government appointed “experts” thinking too short-term and subject, therefore, to panic–driven decisions.(See the Earl J. Weinreb NewsHole® comments.).

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