Special Health Insurance For having a Baby?

A health insurance idea that may save money without socialized medicine.

A distinction should be made when buying insurance, for the need for catastrophic insurance and coverage for a probable event. You buy insurance should you have an automobile accident and not for the purchase of gasoline.

In the same way, you buy health insurance in case you get an illness worse than a common cold. If you get married and intend to have several kids, you are not courting serious sickness. You are anticipating having kids and need coverage just for that. It’s not anticipating a catastrophe such as being in an accident or getting chronically ill. Unless childbirth evolves into a medical emergency.

Routine childbirth costs can be reduced under competitive conditions much lower then they are today, without government interference. There ought to be means of separating these two kinds of coverage.

Also, junk-medicine malpractice suits have gotten out of hand with maternity awards. That affects the childbirth factor.

These two coverage-path distortions are now thrown together into a common health insurance package by politicians who skew the numbers.