Private Insurance for the Non-Insurable?

The Obama administration’s health plan has made much of its contention that only government can offer insurance for the non-insurable.

Private insurance for all is possible, if the pool is large enough. To do so, states and the federal government must break down the barriers they place on insurance companies.

Some suggestions:

First, permit the sale of health insurance across state lines. To this very day, despite thousands of pages of federal legislation, it isn’t.

Make private health insurance groups large enough to spread risk. This can be done if my first suggestion is in force.

Three: Immediately institute tort reform, including mandatory arbitration by special courts processing patient claims. This would also eliminate huge legal fees, over and above the reduction of needless tests and MD malpractice premium charges.