Do 45 million Americans Need Health Insurance?

Is it true that 45 million Americans have no health insurance?

There is lots of doubt about this figure. Many claim, with reasonable authority, that this includes illegals, those in between jobs that offer insurance, and folks who are not interested and wish to self-insure.

If the number is considered, that is only about 15% of the population. In truth, we are looking at true need in only about 5% of the population.