Give Individual Tax Breaks for Buying Health Insurance

Another health insurance comment I would like to share:

Tax employer-provided health-care benefits but return this money to employees, in the form of tax deductions, to buy their own medical insurance. After all, they buy their own home and auto insurance.

It automatically makes your insurance transferable and does not keep workers glued to jobs just to hold onto coverage.

The health-care benefit exemption to industry hinders health-insurance security and portability and personal independence.

Also we should eliminate the prohibition on buying health insurance across state lines. That would add even more competition among about 1500 insurance carriers.

These steps would certainly lower health insurance costs. Government health insurance never will. Nothing the government does is truly cheap, except quality, when you total direct and indirect costs.